Wallet

Wallet

All Digital Discounted Fueling at your Fingertips

Mobile ApplicationB2BFuel, Fintech, Supply Chain2023

At a glance

Took a new digital fuel-payment product from concept to market, turning one of trucking's largest expenses into a mobile savings and security tool.

0 → 1new fintech product, concept to market
End-to-endvision, journeys, prototypes and go-to-market
My role
Director of Product Experience
Team
Design with CPO, CTO, Product & Engineering
Timeline
2023
Platform
iOS · Android
01

The challenge

Fuel is one of trucking's largest expenses, but it was managed with physical cards and manual tracking that exposed fleets to fraud and missed discounts.

02

What I led

Set the product vision and UX direction, ran innovation labs, user journeys and low- to high-fidelity prototypes, and partnered with the CPO, CTO and payment partners through go-to-market.

03

The outcome

Launched an all-digital fuel wallet with virtual cards, real-time tracking and fuel discounts, built into Transflo's mobile ecosystem.

Leadership shownProduct vision0→1 launchFintech UXPartner alignmentGo-to-market

Overview

Transflo Wallet is an all-digital fuel payment and management solution tailored for the trucking and logistics industry ⁠— built on Transflo’s mobile ecosystem and powered by Comdata and TransConnect Services (TCS)

Services

Product Vision, UX Best Practice, Process Direction, Problem Statement breakdown, Product Design, Motion Design.Concept, Prototype, Low and HiFi Designs, User Journeys, Innovation labs, GTM for final stage.

Client name

Transflo

Team

Director of Product Experience (John Karl), Sr UX Designer (Jake Cummings), CPO (Justin King), VP of Product (Andrew Fulton), Mobile Dev Manager (Darrel Durkie), CTO (Salem Elnahwy), VP of Dev (Ed Gutierrez) Stakeholders, SMEs

Digital Fuel Advances & Virtual Cards

  • Fuel advances are sent instantly to carriers/drivers via secure in-app virtual cards

  • No physical cards needed — reduces paperwork and friction in fuel management

Fuel Finder & Real-Time Monitoring

  • In-app and web access to locator tools for lowest-cost fuel stops, amenities, toll info, and route planning

  • Real-time account balance, transactions, and reporting via mobile or portale.

Security & Fraud Prevention

  • Virtual cards, biometrics, secure app features, and card controls reduce fraud risk

  • No in-network transaction fees; zero monthly or activation fees

Full product design from concept to market

Final observations

Transflo Wallet turns one of trucking’s largest expenses—fuel—into a streamlined, technology-driven savings and security center. With virtual cards, real-time tracking, and big discounts, it’s a compelling upgrade over traditional methods.

John Karl

19 Years • Product & UX Design Leader Leading Mobile Product for 500K+ Users

If you like what you see or have any questions, feel free to send me an email anytime.

Selected work

[2010 -2025]

Bibliophiles iOS app shown on iPhone screens

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Bibliophiles: Book Discovery & Reading Community App for iPhone

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Groundtruth: FEMA Damage Assessment Platform

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Halo: Vehicle Experience Concept

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Gumdrop Grid: Candy Puzzle Game for iPhone

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HoneyDo Scan: LiDAR Measuring App for Field Estimates

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AI-Powered Field Service Management Platform

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HoneyDo Crew Website

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Schoolnight

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Workflow Studio

Empowering users to independently design and refine supply chain workflows for greater efficiency and agility

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Workflo AI

Innovating AI Guided Back Office Workflows

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ConfidentialPassword Protected

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Mobile Design System

Leading UX and Dev to one source of truth for the driver-app UI

View case study →

Icon set for the mobile app

Wallet

All Digital Discounted Fueling at your Fingertips

View case study →

Icon set for the mobile app

Scorecard Feature

Designed gamification elements for the mobile user experience to encourage positive driver behaviors, enhance engagement, and contribute to improved company performance scores—ultimately supporting reduced insurance costs through safer driving habits.

View case study →

Icon set for the mobile app

In Application Voice Agent

Conversational voice assistant that keeps truck drivers informed, hands-free and compliant

View case study →

TFM+

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Trucking Mobile Application

Drivers All-In-One Workspace Mobile Application

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Event-Management SaaS: Brand, Web App & Launch

A full brand system, 40+ web app screens and a launch commercial for an event-planning startup

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Lakeside Resort: Brand, Video & Print Campaign

A new resort identity, location video, website and print campaign for a waterfront campground destination

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Marketing Platform: Web Redesign & Content Program

A responsive redesign, mobile app screens and an ongoing content program for a brand-marketing start-up

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Spine Surgery Practice: Brand, Website & Patient Print

A brand system, website redesign and patient print materials for an orthopedic spine practice

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Video Studio: Physician, Insurance & Event Production

Physician introductions, a weekly insurance video series and drone event coverage from Entangle Media's in-house studio

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Agency Growth, Brand & Marketing

Growing a Tampa creative agency as Director of Marketing & UX: agency brand, marketing and new service lines

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ConfidentialPassword Protected

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International Auditing Prototype

Research and Development initiative to design and build the innaResearch and Development initiative to design and build the international auditing software platform utilized by one fo the top auditing firms in the world.

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Novel Rate

Crowd-sourced book ratings and reviews app

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R&R Divide Insurance Portal

Insurance agency web app with a KPI dashboard and agent directory

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Amprop Ventures Website

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Quik Tracks

iOS app for firing sound effects and backing tracks live

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Quidamo

A watch-face style circular interface, designed from concept to launch

View case study →

Bibliophiles iOS app shown on iPhone screens

Icon set for the mobile app

Bibliophiles: Book Discovery & Reading Community App for iPhone

V2 of the 2016 book-rating concept rebuilt as a native iPhone app that learns your taste, opens the copy you own and connects readers who like what you like

View case study →

Groundtruth command screen with the satellite map of the DR-4399 damage sites
ConfidentialPassword Protected

Icon set for the mobile app

Groundtruth: FEMA Damage Assessment Platform

Phone photos in, FEMA-ready damage records out, with AI that separates every photo and a person who confirms every item

View case study →

ShowDeck Launch Grid: songs as backlit glass pads on a Mac

Icon set for the mobile app

ShowDeck: Live Show & DJ Audio App for Mac, iPad and iPhone

One offline app to run live shows, worship services, water-ski shows, live music and radio, with AI as the build team

View case study →

Icon set for the mobile app

Halo: Vehicle Experience Concept

One driving experience across an AR head-up display, instrument cluster, center screen, CarPlay and CarPlay Ultra

View case study →

Icon set for the mobile app

Gumdrop Grid: Candy Puzzle Game for iPhone

A candy puzzle where gummies melt and the board cascades, taken from concept through App Review with AI as the build team

View case study →

Icon set for the mobile app

HoneyDo Scan: LiDAR Measuring App for Field Estimates

An iOS field app that scans rooms with LiDAR, reads documents and collects signatures, then sends it all straight to the estimate

View case study →

Icon set for the mobile app

AI-Powered Field Service Management Platform

A cloud platform with a built-in AI agent that runs a service company's scheduling, estimates, invoicing, payments and reporting, so crews can focus on the real work

View case study →

Icon set for the mobile app

HoneyDo Crew Website

A brand-forward website with a custom AI assistant that turns local homeowners into booked visits

View case study →

Icon set for the mobile app

Schoolnight

A vibe-coded family app that turns Canvas homework into one calm daily summary

View case study →

ConfidentialPassword Protected

Icon set for the mobile app

Workflow Studio

Empowering users to independently design and refine supply chain workflows for greater efficiency and agility

View case study →

ConfidentialPassword Protected

Icon set for the mobile app

Workflo AI

Innovating AI Guided Back Office Workflows

View case study →

ConfidentialPassword Protected

Icon set for the mobile app

Mobile Design System

Leading UX and Dev to one source of truth for the driver-app UI

View case study →

Icon set for the mobile app

Wallet

All Digital Discounted Fueling at your Fingertips

View case study →

Icon set for the mobile app

Scorecard Feature

Designed gamification elements for the mobile user experience to encourage positive driver behaviors, enhance engagement, and contribute to improved company performance scores—ultimately supporting reduced insurance costs through safer driving habits.

View case study →

Icon set for the mobile app

In Application Voice Agent

Conversational voice assistant that keeps truck drivers informed, hands-free and compliant

View case study →

TFM+

Icon set for the mobile app

Trucking Mobile Application

Drivers All-In-One Workspace Mobile Application

View case study →

Icon set for the mobile app

Event-Management SaaS: Brand, Web App & Launch

A full brand system, 40+ web app screens and a launch commercial for an event-planning startup

View case study →

Icon set for the mobile app

Lakeside Resort: Brand, Video & Print Campaign

A new resort identity, location video, website and print campaign for a waterfront campground destination

View case study →

Icon set for the mobile app

Marketing Platform: Web Redesign & Content Program

A responsive redesign, mobile app screens and an ongoing content program for a brand-marketing start-up

View case study →

Icon set for the mobile app

Spine Surgery Practice: Brand, Website & Patient Print

A brand system, website redesign and patient print materials for an orthopedic spine practice

View case study →

Icon set for the mobile app

Video Studio: Physician, Insurance & Event Production

Physician introductions, a weekly insurance video series and drone event coverage from Entangle Media's in-house studio

View case study →

Icon set for the mobile app

Agency Growth, Brand & Marketing

Growing a Tampa creative agency as Director of Marketing & UX: agency brand, marketing and new service lines

View case study →

ConfidentialPassword Protected

Icon set for the mobile app

International Auditing Prototype

Research and Development initiative to design and build the innaResearch and Development initiative to design and build the international auditing software platform utilized by one fo the top auditing firms in the world.

View case study →

Icon set for the mobile app

Novel Rate

Crowd-sourced book ratings and reviews app

View case study →

Icon set for the mobile app

R&R Divide Insurance Portal

Insurance agency web app with a KPI dashboard and agent directory

View case study →

Icon set for the mobile app

Amprop Ventures Website

Website design and branding for a real estate developer

View case study →

Icon set for the mobile app

Quik Tracks

iOS app for firing sound effects and backing tracks live

View case study →

Icon set for the mobile app

Quidamo

A watch-face style circular interface, designed from concept to launch

View case study →

Drop me a follow

Tampa, FL

Available for work

Let’s create something great together.

I turn messy problems into products people love, with a team that loves building them.

Drop me a follow

Tampa, FL

Available for work

Let’s create something great together.

I turn messy problems into products people love, with a team that loves building them.

Available for work

Let’s create something great together.

I turn messy problems into products people love, with a team that loves building them.